Median home value in zip code 22940 (Free Union, VA) is $607,500, up 0.3% year over year. Part of the Charlottesville, VA metropolitan area.

Home Value$607,500

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 22940 (Free Union).

Income (annual)

Down Payment

$121,500 on $607,500

Example: $75,000 household income. Change it above to see your own.

Out of reach57.9% of income

Need $155,143/yr to afford.

PITI$3,620

P/I57.9%

Afford$294K

Gap-$314K

P&I $3,072Tax $415Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22940 is part of the Charlottesville, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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