Median home value in zip code 22949 (Lovingston, VA) is $299,321, up 2.8% year over year. Part of the Charlottesville, VA metropolitan area.

Home Value$299,321

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 22949 (Lovingston).

Income (annual)

Down Payment

$59,864 on $299,321

Example: $75,000 household income. Change it above to see your own.

Stretch29.6% of income

Above 28% but manageable with cuts.

PITI$1,851

P/I29.6%

Afford$283K

Gap-$16K

P&I $1,514Tax $205Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22949 is part of the Charlottesville, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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