Median home value in zip code 22963 (Palmyra, VA) is $368,085, down 0.5% year over year. Part of the Charlottesville, VA metropolitan area.

Home Value$368,085

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 22963 (Palmyra).

Income (annual)

Down Payment

$73,617 on $368,085

Example: $75,000 household income. Change it above to see your own.

Stretch35.9% of income

Above 28% but manageable with cuts.

PITI$2,246

P/I35.9%

Afford$287K

Gap-$81K

P&I $1,861Tax $252Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22963 is part of the Charlottesville, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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