Median home value in zip code 22971 (Lovingston, VA) is $239K, up 1.9% year over year. Part of the Charlottesville, VA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlottesville, VA metro →

Home Value$239,213

YoY Change

+1.9%

AFFORDABILITY

Enter your income for 22971 (Lovingston).

Income (annual)

Down Payment

$47,843 on $239,213

Affordable — 24.1% of income

Under the 28% guideline.

PITI$1,506

P/I24.1%

Afford$278K

Room+$39K

P&I $1,210Tax $163Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

22971 is part of the Charlottesville, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlottesville, VA analysis

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