Median home value in zip code 23040 (Cumberland, VA) is $278,013, up 5.5% year over year.

Home Value$278,013

YoY Change

+5.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 23040 (Cumberland).

Income (annual)

Down Payment

$55,603 on $278,013

Example: $75,000 household income. Change it above to see your own.

Affordable27.7% of income

Under the 28% guideline.

PITI$1,729

P/I27.7%

Afford$281K

Room+$3K

P&I $1,406Tax $190Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

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