Median home value in zip code 23056 (Gloucester, VA) is $343K, down 2.9% year over year. Part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Virginia Beach-Norfolk-Newport News, VA-NC metro →

Home Value$343,432

YoY Change

-2.9%

AFFORDABILITY

Enter your income for 23056 (Gloucester).

Income (annual)

Down Payment

$68,686 on $343,432

Stretch — 34% of income

Above 28% but manageable with cuts.

PITI$2,122

P/I34%

Afford$283K

Gap-$60K

P&I $1,737Tax $252Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23056 is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Virginia Beach-Norfolk-Newport News, VA-NC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free