Median home value in zip code 23084 (Columbia, VA) is $374,972, down 0.1% year over year. Part of the Charlottesville, VA metropolitan area.

Home Value$374,972

YoY Change

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for 23084 (Columbia).

Income (annual)

Down Payment

$74,994 on $374,972

Example: $75,000 household income. Change it above to see your own.

Out of reach36.6% of income

Need $97,971/yr to afford.

PITI$2,286

P/I36.6%

Afford$287K

Gap-$88K

P&I $1,896Tax $256Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23084 is part of the Charlottesville, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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