Median home value in zip code 23109 (Mathews, VA) is $323,746, down 0.6% year over year. Part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area.

Home Value$323,746

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 23109 (Mathews).

Income (annual)

Down Payment

$64,749 on $323,746

Example: $75,000 household income. Change it above to see your own.

Stretch32.1% of income

Above 28% but manageable with cuts.

PITI$2,008

P/I32.1%

Afford$282K

Gap-$42K

P&I $1,637Tax $237Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23109 is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Virginia Beach-Norfolk-Newport News, VA-NC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.