Median home value in zip code 23128 (Gloucester, VA) is $357K, up 0.8% year over year. Part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Virginia Beach-Norfolk-Newport News, VA-NC metro →

Home Value$357,255

YoY Change

+0.8%

AFFORDABILITY

Enter your income for 23128 (Gloucester).

Income (annual)

Down Payment

$71,451 on $357,255

Stretch — 35.2% of income

Above 28% but manageable with cuts.

PITI$2,202

P/I35.2%

Afford$284K

Gap-$73K

P&I $1,806Tax $262Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23128 is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Virginia Beach-Norfolk-Newport News, VA-NC analysis

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