Median home value in zip code 23220 (Richmond, VA) is $436,756, up 0.9% year over year. Part of the Richmond, VA metropolitan area.

Home Value$436,756

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 23220 (Richmond).

Income (annual)

Down Payment

$87,351 on $436,756

Example: $75,000 household income. Change it above to see your own.

Out of reach42.5% of income

Need $113,914/yr to afford.

PITI$2,658

P/I42.5%

Afford$288K

Gap-$149K

P&I $2,208Tax $317Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23220 is part of the Richmond, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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