Median home value in zip code 23221 (Richmond, VA) is $627,157, up 2.3% year over year. Part of the Richmond, VA metropolitan area.

Home Value$627,157

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 23221 (Richmond).

Income (annual)

Down Payment

$125,431 on $627,157

Example: $75,000 household income. Change it above to see your own.

Out of reach60.1% of income

Need $161,100/yr to afford.

PITI$3,759

P/I60.1%

Afford$292K

Gap-$335K

P&I $3,171Tax $455Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23221 is part of the Richmond, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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