Median home value in zip code 23430 (Smithfield, VA) is $394K, up 2.2% year over year. Part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Virginia Beach-Norfolk-Newport News, VA-NC metro →

Home Value$393,527

YoY Change

+2.2%

AFFORDABILITY

Enter your income for 23430 (Smithfield).

Income (annual)

Down Payment

$78,705 on $393,527

Out of reach — 38.6% of income

Need $103,371/yr to afford.

PITI$2,412

P/I38.6%

Afford$286K

Gap-$108K

P&I $1,990Tax $289Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23430 is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Virginia Beach-Norfolk-Newport News, VA-NC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free