Median home value in zip code 23831 (Chester, VA) is $375K, up 1.4% year over year. Part of the Richmond, VA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Richmond, VA metro →

Home Value$374,585

YoY Change

+1.4%

AFFORDABILITY

Enter your income for 23831 (Chester).

Income (annual)

Down Payment

$74,917 on $374,585

Out of reach — 36.8% of income

Need $98,529/yr to afford.

PITI$2,299

P/I36.8%

Afford$285K

Gap-$89K

P&I $1,894Tax $272Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23831 is part of the Richmond, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Richmond, VA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free