Median home value in zip code 23831 (Chester, VA) is $374,585, up 1.4% year over year. Part of the Richmond, VA metropolitan area.

Home Value$374,585

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 23831 (Chester).

Income (annual)

Down Payment

$74,917 on $374,585

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,529/yr to afford.

PITI$2,299

P/I36.8%

Afford$285K

Gap-$89K

P&I $1,894Tax $272Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23831 is part of the Richmond, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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