Median home value in zip code 23838 (Chesterfield, VA) is $552,801, up 2.5% year over year. Part of the Richmond, VA metropolitan area.

Home Value$552,801

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 23838 (Chesterfield).

Income (annual)

Down Payment

$110,560 on $552,801

Example: $75,000 household income. Change it above to see your own.

Out of reach53.3% of income

Need $142,671/yr to afford.

PITI$3,329

P/I53.3%

Afford$291K

Gap-$262K

P&I $2,795Tax $401Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

23838 is part of the Richmond, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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