Median home value in zip code 24521 (Amherst, VA) is $285,449, up 0.4% year over year. Part of the Lynchburg, VA metropolitan area.

Home Value$285,449

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 24521 (Amherst).

Income (annual)

Down Payment

$57,090 on $285,449

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,772

P/I28.4%

Afford$282K

Gap-$4K

P&I $1,443Tax $195Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

24521 is part of the Lynchburg, VA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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