Median home value in zip code 25404 (Martinsburg, WV) is $281K, up 3.4% year over year. Part of the Hagerstown-Martinsburg, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hagerstown-Martinsburg, MD-WV metro →

Home Value$281,397

YoY Change

+3.4%

AFFORDABILITY

Enter your income for 25404 (Martinsburg).

Income (annual)

Down Payment

$56,279 on $281,397

Affordable — 26.8% of income

Under the 28% guideline.

PITI$1,676

P/I26.8%

Afford$294K

Room+$12K

P&I $1,423Tax $136Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

25404 is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hagerstown-Martinsburg, MD-WV analysis

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