Median home value in zip code 25405 (Martinsburg, WV) is $310K, up 3.8% year over year. Part of the Hagerstown-Martinsburg, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hagerstown-Martinsburg, MD-WV metro →

Home Value$310,465

YoY Change

+3.8%

AFFORDABILITY

Enter your income for 25405 (Martinsburg).

Income (annual)

Down Payment

$62,093 on $310,465

Stretch — 29.4% of income

Above 28% but manageable with cuts.

PITI$1,837

P/I29.4%

Afford$296K

Gap-$15K

P&I $1,570Tax $150Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

25405 is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hagerstown-Martinsburg, MD-WV analysis

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