Median home value in zip code 25420 (Gerrardstown, WV) is $339K, up 5.1% year over year. Part of the Hagerstown-Martinsburg, MD-WV metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hagerstown-Martinsburg, MD-WV metro →

Home Value$339,142

YoY Change

+5.1%

AFFORDABILITY

Enter your income for 25420 (Gerrardstown).

Income (annual)

Down Payment

$67,828 on $339,142

Stretch — 31.9% of income

Above 28% but manageable with cuts.

PITI$1,995

P/I31.9%

Afford$297K

Gap-$42K

P&I $1,715Tax $164Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

25420 is part of the Hagerstown-Martinsburg, MD-WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hagerstown-Martinsburg, MD-WV analysis

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