Median home value in zip code 25989 (White Oak, WV) is $196,577, up 0.7% year over year. Part of the Beckley, WV metropolitan area.

Home Value$196,577

YoY Change

+0.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 25989 (White Oak).

Income (annual)

Down Payment

$39,315 on $196,577

Example: $75,000 household income. Change it above to see your own.

Affordable19.3% of income

Under the 28% guideline.

PITI$1,206

P/I19.3%

Afford$285K

Room+$89K

P&I $994Tax $95Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

25989 is part of the Beckley, WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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