Median home value in zip code 26405 (Philippi, WV) is $138,007, down 4.6% year over year. Part of the Morgantown, WV metropolitan area.

Home Value$138,007

YoY Change

-4.6%

Prices falling — better for buyers.

Affordability

Enter your income for 26405 (Philippi).

Income (annual)

Down Payment

$27,601 on $138,007

Example: $75,000 household income. Change it above to see your own.

Affordable14.1% of income

Under the 28% guideline.

PITI$881

P/I14.1%

Afford$274K

Room+$136K

P&I $698Tax $67Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

26405 is part of the Morgantown, WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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