Median home value in zip code 26764 (Terra Alta, WV) is $165,975, up 4.1% year over year. Part of the Morgantown, WV metropolitan area.

Home Value$165,975

YoY Change

+4.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 26764 (Terra Alta).

Income (annual)

Down Payment

$33,195 on $165,975

Example: $75,000 household income. Change it above to see your own.

Affordable16.6% of income

Under the 28% guideline.

PITI$1,036

P/I16.6%

Afford$280K

Room+$114K

P&I $839Tax $80Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

26764 is part of the Morgantown, WV metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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