Median home value in zip code 27577 (Smithfield, NC) is $289,936, down 1.7% year over year. Part of the Raleigh-Cary, NC metropolitan area.

Home Value$289,936

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 27577 (Smithfield).

Income (annual)

Down Payment

$57,987 on $289,936

Example: $75,000 household income. Change it above to see your own.

Stretch29.2% of income

Above 28% but manageable with cuts.

PITI$1,824

P/I29.2%

Afford$278K

Gap-$12K

P&I $1,466Tax $208Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

27577 is part of the Raleigh-Cary, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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