Median home value in zip code 27976 (South Mills, NC) is $409K, up 3.2% year over year. Part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Virginia Beach-Norfolk-Newport News, VA-NC metro →

Home Value$408,620

YoY Change

+3.2%

AFFORDABILITY

Enter your income for 27976 (South Mills).

Income (annual)

Down Payment

$81,724 on $408,620

Out of reach — 40.3% of income

Need $107,829/yr to afford.

PITI$2,516

P/I40.3%

Afford$284K

Gap-$124K

P&I $2,066Tax $300Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

27976 is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Virginia Beach-Norfolk-Newport News, VA-NC analysis

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