Median home value in zip code 27978 (Stumpy Point, NC) is $314,095, down 0.6% year over year. Part of the Kill Devil Hills, NC metropolitan area.

Home Value$314,095

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 27978 (Stumpy Point).

Income (annual)

Down Payment

$62,819 on $314,095

Example: $75,000 household income. Change it above to see your own.

Stretch31.3% of income

Above 28% but manageable with cuts.

PITI$1,958

P/I31.3%

Afford$281K

Gap-$33K

P&I $1,588Tax $220Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

27978 is part of the Kill Devil Hills, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kill Devil Hills, NC analysis

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