Median home value in zip code 28001 (Albemarle, NC) is $260K, down 0.3% year over year. Part of the Albemarle, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albemarle, NC metro →

Home Value$259,673

YoY Change

-0.3%

AFFORDABILITY

Enter your income for 28001 (Albemarle).

Income (annual)

Down Payment

$51,935 on $259,673

Affordable — 26.3% of income

Under the 28% guideline.

PITI$1,645

P/I26.3%

Afford$276K

Room+$17K

P&I $1,313Tax $182Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28001 is part of the Albemarle, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albemarle, NC analysis

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