Median home value in zip code 28009 (Albemarle, NC) is $163,767, up 6.8% year over year. Part of the Albemarle, NC metropolitan area.

Home Value$163,767

YoY Change

+6.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 28009 (Albemarle).

Income (annual)

Down Payment

$32,753 on $163,767

Example: $75,000 household income. Change it above to see your own.

Affordable17.5% of income

Under the 28% guideline.

PITI$1,093

P/I17.5%

Afford$262K

Room+$98K

P&I $828Tax $115Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28009 is part of the Albemarle, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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