Median home value in zip code 28016 (Bessemer City, NC) is $233,240, up 1.7% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$233,240

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 28016 (Bessemer City).

Income (annual)

Down Payment

$46,648 on $233,240

Example: $75,000 household income. Change it above to see your own.

Affordable24.5% of income

Under the 28% guideline.

PITI$1,533

P/I24.5%

Afford$266K

Room+$33K

P&I $1,179Tax $204Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28016 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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