Median home value in zip code 28021 (Cherryville, NC) is $243,710, up 1.4% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$243,710

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 28021 (Cherryville).

Income (annual)

Down Payment

$48,742 on $243,710

Example: $75,000 household income. Change it above to see your own.

Affordable25.5% of income

Under the 28% guideline.

PITI$1,596

P/I25.5%

Afford$267K

Room+$24K

P&I $1,232Tax $213Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28021 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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