Median home value in zip code 28021 (Cherryville, NC) is $244K, up 1.4% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$243,710

YoY Change

+1.4%

AFFORDABILITY

Enter your income for 28021 (Cherryville).

Income (annual)

Down Payment

$48,742 on $243,710

Affordable — 25.5% of income

Under the 28% guideline.

PITI$1,596

P/I25.5%

Afford$267K

Room+$24K

P&I $1,232Tax $213Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28021 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free