Median home value in zip code 28031 (Cornelius, NC) is $538K, up 0.7% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$538,284

YoY Change

+0.7%

AFFORDABILITY

Enter your income for 28031 (Cornelius).

Income (annual)

Down Payment

$107,657 on $538,284

Out of reach — 53.5% of income

Need $143,271/yr to afford.

PITI$3,343

P/I53.5%

Afford$282K

Gap-$257K

P&I $2,722Tax $471Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28031 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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