Median home value in zip code 28040 (Ellenboro, NC) is $179,690, up 0.8% year over year. Part of the Forest City, NC metropolitan area.

Home Value$179,690

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 28040 (Ellenboro).

Income (annual)

Down Payment

$35,938 on $179,690

Example: $75,000 household income. Change it above to see your own.

Affordable18.9% of income

Under the 28% guideline.

PITI$1,184

P/I18.9%

Afford$266K

Room+$86K

P&I $909Tax $126Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28040 is part of the Forest City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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