Zip Code

28054

Gastonia, NCCharlotte-Concord-Gastonia, NC-SC

Median home value in zip code 28054 (Gastonia, NC) is $268K, up 0.1% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$267,867
YoY Change
+0.1%
AFFORDABILITY

Enter your income for 28054 (Gastonia).

$53,573 on $267,867
Affordable — 27.8% of income

Under the 28% guideline.

PITI$1,739
P/I27.8%
Afford$270K
Room+$2K
P&I $1,354Tax $234Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28054 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis
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