Median home value in zip code 28056 (Gastonia, NC) is $349K, up 1.8% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$348,944

YoY Change

+1.8%

AFFORDABILITY

Enter your income for 28056 (Gastonia).

Income (annual)

Down Payment

$69,789 on $348,944

Stretch — 35.5% of income

Above 28% but manageable with cuts.

PITI$2,220

P/I35.5%

Afford$275K

Gap-$74K

P&I $1,764Tax $305Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28056 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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