Median home value in zip code 28081 (Kannapolis, NC) is $293,014, up 0.4% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$293,014

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 28081 (Kannapolis).

Income (annual)

Down Payment

$58,603 on $293,014

Example: $75,000 household income. Change it above to see your own.

Stretch30.2% of income

Above 28% but manageable with cuts.

PITI$1,888

P/I30.2%

Afford$272K

Gap-$21K

P&I $1,482Tax $256Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28081 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.