Median home value in zip code 28086 (Kings Mountain, NC) is $241,016, down 0.7% year over year. Part of the Shelby, NC metropolitan area.

Home Value$241,016

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 28086 (Kings Mountain).

Income (annual)

Down Payment

$48,203 on $241,016

Example: $75,000 household income. Change it above to see your own.

Affordable24.6% of income

Under the 28% guideline.

PITI$1,537

P/I24.6%

Afford$274K

Room+$33K

P&I $1,219Tax $169Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28086 is part of the Shelby, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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