Median home value in zip code 28098 (Lowell, NC) is $266,845, up 0.4% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$266,845

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 28098 (Lowell).

Income (annual)

Down Payment

$53,369 on $266,845

Example: $75,000 household income. Change it above to see your own.

Affordable27.7% of income

Under the 28% guideline.

PITI$1,733

P/I27.7%

Afford$269K

Room+$3K

P&I $1,349Tax $233Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28098 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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