Median home value in zip code 28104 (Matthews, NC) is $584K, up 1.3% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$584,151

YoY Change

+1.3%

AFFORDABILITY

Enter your income for 28104 (Matthews).

Income (annual)

Down Payment

$116,830 on $584,151

Out of reach — 57.8% of income

Need $154,929/yr to afford.

PITI$3,615

P/I57.8%

Afford$283K

Gap-$301K

P&I $2,954Tax $511Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28104 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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