Median home value in zip code 28105 (Matthews, NC) is $484K, up 1.2% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$484,431

YoY Change

+1.2%

AFFORDABILITY

Enter your income for 28105 (Matthews).

Income (annual)

Down Payment

$96,886 on $484,431

Out of reach — 48.4% of income

Need $129,557/yr to afford.

PITI$3,023

P/I48.4%

Afford$280K

Gap-$204K

P&I $2,450Tax $424Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28105 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free