Median home value in zip code 28107 (Midland, NC) is $425K, up 0.4% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$424,914

YoY Change

+0.4%

AFFORDABILITY

Enter your income for 28107 (Midland).

Income (annual)

Down Payment

$84,983 on $424,914

Out of reach — 42.7% of income

Need $114,429/yr to afford.

PITI$2,670

P/I42.7%

Afford$279K

Gap-$146K

P&I $2,149Tax $372Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28107 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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