Median home value in zip code 28112 (Monroe, NC) is $347,194, up 1.2% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$347,194

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 28112 (Monroe).

Income (annual)

Down Payment

$69,439 on $347,194

Example: $75,000 household income. Change it above to see your own.

Stretch35.3% of income

Above 28% but manageable with cuts.

PITI$2,209

P/I35.3%

Afford$275K

Gap-$72K

P&I $1,756Tax $304Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28112 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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