Median home value in zip code 28120 (Mount Holly, NC) is $363K, up 1.2% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$362,585

YoY Change

+1.2%

AFFORDABILITY

Enter your income for 28120 (Mount Holly).

Income (annual)

Down Payment

$72,517 on $362,585

Out of reach — 36.8% of income

Need $98,614/yr to afford.

PITI$2,301

P/I36.8%

Afford$276K

Gap-$87K

P&I $1,833Tax $317Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28120 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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