Median home value in zip code 28129 (Oakboro, NC) is $331,080, up 2.8% year over year. Part of the Albemarle, NC metropolitan area.

Home Value$331,080

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 28129 (Oakboro).

Income (annual)

Down Payment

$66,216 on $331,080

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,056

P/I32.9%

Afford$282K

Gap-$49K

P&I $1,674Tax $232Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28129 is part of the Albemarle, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albemarle, NC analysis

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