Median home value in zip code 28135 (Polkton, NC) is $182K, down 3.9% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$181,903

YoY Change

-3.9%

AFFORDABILITY

Enter your income for 28135 (Polkton).

Income (annual)

Down Payment

$36,381 on $181,903

Affordable — 19.7% of income

Under the 28% guideline.

PITI$1,229

P/I19.7%

Afford$259K

Room+$77K

P&I $920Tax $159Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28135 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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