Median home value in zip code 28137 (Richfield, NC) is $313K, up 2.0% year over year. Part of the Albemarle, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albemarle, NC metro →

Home Value$312,948

YoY Change

+2.0%

AFFORDABILITY

Enter your income for 28137 (Richfield).

Income (annual)

Down Payment

$62,590 on $312,948

Stretch — 31.2% of income

Above 28% but manageable with cuts.

PITI$1,951

P/I31.2%

Afford$281K

Gap-$32K

P&I $1,582Tax $219Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28137 is part of the Albemarle, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albemarle, NC analysis

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