Median home value in zip code 28139 (Rutherfordton, NC) is $239,728, up 1.1% year over year. Part of the Forest City, NC metropolitan area.

Home Value$239,728

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 28139 (Rutherfordton).

Income (annual)

Down Payment

$47,946 on $239,728

Example: $75,000 household income. Change it above to see your own.

Affordable24.5% of income

Under the 28% guideline.

PITI$1,530

P/I24.5%

Afford$274K

Room+$34K

P&I $1,212Tax $168Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28139 is part of the Forest City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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