Median home value in zip code 28160 (Spindale, NC) is $145,922, up 0.1% year over year. Part of the Forest City, NC metropolitan area.

Home Value$145,922

YoY Change

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 28160 (Spindale).

Income (annual)

Down Payment

$29,184 on $145,922

Example: $75,000 household income. Change it above to see your own.

Affordable15.8% of income

Under the 28% guideline.

PITI$990

P/I15.8%

Afford$258K

Room+$112K

P&I $738Tax $102Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28160 is part of the Forest City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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