Median home value in zip code 28164 (Stanley, NC) is $363K, up 2.6% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$362,518

YoY Change

+2.6%

AFFORDABILITY

Enter your income for 28164 (Stanley).

Income (annual)

Down Payment

$72,504 on $362,518

Out of reach — 36.8% of income

Need $98,571/yr to afford.

PITI$2,300

P/I36.8%

Afford$276K

Gap-$87K

P&I $1,833Tax $317Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28164 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free