Median home value in zip code 28168 (Vale, NC) is $286,055, up 2.3% year over year. Part of the Hickory-Lenoir-Morganton, NC metropolitan area.

Home Value$286,055

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 28168 (Vale).

Income (annual)

Down Payment

$57,211 on $286,055

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,797

P/I28.8%

Afford$279K

Gap-$7K

P&I $1,446Tax $200Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28168 is part of the Hickory-Lenoir-Morganton, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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