Median home value in zip code 28173 (Waxhaw, NC) is $686,638, up 0.9% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$686,638

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 28173 (Waxhaw).

Income (annual)

Down Payment

$137,328 on $686,638

Example: $75,000 household income. Change it above to see your own.

Out of reach67.6% of income

Need $180,986/yr to afford.

PITI$4,223

P/I67.6%

Afford$285K

Gap-$402K

P&I $3,472Tax $601Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28173 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.