Zip Code

28174

Wingate, NCCharlotte-Concord-Gastonia, NC-SC

Median home value in zip code 28174 (Wingate, NC) is $310K, up 0.9% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$310,066
YoY Change
+0.9%
AFFORDABILITY

Enter your income for 28174 (Wingate).

$62,013 on $310,066
Stretch — 31.8% of income

Above 28% but manageable with cuts.

PITI$1,989
P/I31.8%
Afford$273K
Gap-$37K
P&I $1,568Tax $271Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28174 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
28174 (Wingate, NC) Housing Market | CrashWatch