Median home value in zip code 28202 (Charlotte, NC) is $419K, down 0.2% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$418,729

YoY Change

-0.2%

AFFORDABILITY

Enter your income for 28202 (Charlotte).

Income (annual)

Down Payment

$83,746 on $418,729

Out of reach — 42.1% of income

Need $112,886/yr to afford.

PITI$2,634

P/I42.1%

Afford$278K

Gap-$141K

P&I $2,117Tax $366Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28202 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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